Fix-and-flip lender Fund That Flip closing a deal with a handshake.

Online Investing in Real Estate

Invest online in real estate with Upright — the end-to-end real estate investing platform for people on the rise. We work with experienced, professional developers and rehabbers on the best deals in the best real estate markets and every deal is vetted by our expert team of experienced underwriters. We then bring those short term, first-lien mortgages to investors like you at rates up to 13%. Why make an online investment in real estate?

Protection against inflation
Better historical performance than equities
Passive income opportunities
Diversification due to lower correlation to public markets
Accredited investors only (see criteria)

Online Investment Offerings in Real Estate

Upright offers four online investing opportunities.

Borrower Dependent Note (BDN)

Take total control of your portfolio with individual property investments. $5,000 minimum investment. 3 - 24-month terms.

Residential Bridge Note Fund (RBNF)

Minimal exposure, instant diversification. Fixed interest and repayment. $1,000 minimum investment. 6-, 9-, or 12-month terms.

Pre-Funding Note Fund (PFNF)

One investment, multiple projects. Fixed interest and repayment. $1,000 minimum investment. 3-, 6-, 9-, or 12-month terms.

Horizon Residential Income Fund (HRIF)

Tax-advantaged REIT structure. Short exposure. Instant and revolving diversification. $25,000 minimum investment. Quarterly disbursements.

Why invest online with Upright?

We’ve paid our online investors millions in interest and repaid more than 99% of principal. Since 2014, Since 2014, investors have earned up to 13% returns with principal repayment typically in less than 10 months.

Downside Protection

We pre-fund every deal on our platform with a first-position mortgage that’s secured by a real asset — the property. In the event the project doesn’t go as planned, your investment is cushioned by the value of the actual property as well as the borrower’s equity.

Strict Underwriting Criteria

Only about 6%–8% of all projects submitted for funding meet our underwriting criteria. And unlike many other online investing platforms, we underwrite and originate all of the loans available to invest in.

Our Team

We’ve been originating loans throughout the U.S. and helping online investors earn passive income since 2014. We’re focused on forging long-term relationships with our customers to help them reach their investing goals and create long-lasting wealth. Our investors are supported by our Investor Relations team, and developers are supported by local Territory Managers and our team in Cleveland, OH.

Stats to Sweeten The Deal

Upright by the Numbers

$2.6 Billion+ in Loans

to scale businesses and transform communities

35+ States

6,500+ Homes & Rentals

transformed, revitalized, and built throughout the U.S.

8,700+ Jobs Created

by funding real estate investors

Fund That Flip provides fix-and-flip loans in 35+ states.

investment opportunities

Bridge Note Offerings

Palm Coast, FL

This fix-and-flip project with 5 bedrooms in Palm Coast, FL, was funded with a short-term residential rehab loan by private money lender Upright.

Offering

$2,040,000

ARV

70.30%

Term

12m

Charlotte, NC

This fix-and-flip project with NIL bedrooms in Charlotte, NC, was funded with a short-term residential rehab loan by private money lender Upright.

Offering

$2,018,000

ARV

61%

Term

12m

Austin, TX

This fix-and-flip project with NIL bedrooms in Austin, TX, was funded with a short-term residential rehab loan by private money lender Upright.

Offering

$1,351,000

ARV

64.30%

Term

12m

We pride ourselves on knowing our clients and building relationships with them. And the new Horizon Fund is another way to help them achieve financial freedom and wealth while investing in something real.

Doug Dvorak

VP, Capital Markets

Download Our Information Packet

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Are you an Accredited Investor?

The criteria for accreditation are defined as:

A net worth of at least $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person's primary residence), or
Earned an income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, or
An investment professional in good standing holding the general securities representative license (Series 7), the investment adviser representative license (Series 65), or the private securities offerings representative license (Series 82)

Projects funded and principal repaid are reflective of Upright's overall platform performance and are not necessarily indicative of the returns of the Horizon Residential Income Fund (HRIF).

Past performance is not indicative of future performance. Investors should not rely on forward-looking statements because such statements are inherently uncertain and involve risks. No returns are guaranteed and these types of investments involve a high degree of risk.

Neither the Securities and Exchange Commission nor any federal or state securities commission or any other regulatory authority has recommended or approved of the investment or the accuracy or inaccuracy of any of the information or materials provided by or through the website. Direct and indirect purchase of real estate property involves significant risks, including, but not limited to risks related to the sale of land, market and industry risks, and risks specific to a given property. Investments are not bank deposits, are not insured by the FDIC or by any other Federal Government Agency, are not guaranteed by Fund That Flip, Inc dba Upright, and may lose value.

Fund That Flip, Inc dba Upright does not make investment recommendations, and this message should not be construed as such. This message is not an offer to sell or the solicitation of an offer to buy any security, which can only be made through official offering documents that contain important information about risks, fees, and expenses. Any investment information contained herein has been secured from sources Fund That Flip, Inc dba Upright believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefore. We recommend you consult with a financial advisor, attorney, accountant, and any other professional that can help you to understand and assess the risks associated with any investment opportunity. If and when Fund That Flip, Inc dba Upright is able to make investment opportunities available, only accredited investors who submit required verification will be able to invest.