Fix-and-flip lender Fund That Flip closing a deal with a handshake.

Online Investing in Real Estate

Invest online in real estate with Upright — the end-to-end real estate investing platform for people on the rise. We work with experienced, professional developers and rehabbers on the best deals in the best real estate markets and every deal is vetted by our expert team of experienced underwriters. We then bring those short term, first-lien mortgages to investors like you at rates up to 13%. Why make an online investment in real estate?

  • Protection against inflation
  • Better historical performance than equities
  • Passive income opportunities
  • Diversification due to lower correlation to public markets
  • Accredited investors only (see criteria)
Sign Up Today
Fix-and-flip lender Fund That Flip closing a deal with a handshake.

Online Investment Offerings in Real Estate

Upright offers four online investing opportunities.
Borrower Dependent Note (BDN)
Take total control of your portfolio with individual property investments. $5,000 minimum investment. 3 - 24-month terms.
Residential Bridge Note Fund (RBNF)
Minimal exposure, instant diversification. Fixed interest and repayment. $1,000 minimum investment. 6-, 9-, or 12-month terms.
Pre-Funding Note Fund (PFNF)
One investment, multiple projects. Fixed interest and repayment. $1,000 minimum investment. 3-, 6-, 9-, or 12-month terms.
Horizon Residential Income Fund (HRIF)
Tax-advantaged REIT structure. Short exposure. Instant and revolving diversification. $25,000 minimum investment. Quarterly disbursements.

Why invest online with Upright?

We’ve paid our online investors millions in interest and repaid more than 99% of principal. Since 2014, Since 2014, investors have earned up to 13% returns with principal repayment typically in less than 10 months.

Downside Protection

We pre-fund every deal on our platform with a first-position mortgage that’s secured by a real asset — the property. In the event the project doesn’t go as planned, your investment is cushioned by the value of the actual property as well as the borrower’s equity.

Strict Underwriting Criteria

Only about 6%–8% of all projects submitted for funding meet our underwriting criteria. And unlike many other online investing platforms, we underwrite and originate all of the loans available to invest in.

Our Team

We’ve been originating loans throughout the U.S. and helping online investors earn passive income since 2014. We’re focused on forging long-term relationships with our customers to help them reach their investing goals and create long-lasting wealth. Our investors are supported by our Investor Relations team, and developers are supported by local Territory Managers and our team in Cleveland, OH.

Stats to Sweeten The Deal

Upright by the Numbers

$2.6 Billion+ in Loans

to scale businesses and transform communities

35+ States

6,500+ Homes & Rentals

transformed, revitalized, and built throughout the U.S.

8,700+ Jobs Created

by funding real estate investors

Fund That Flip provides fix-and-flip loans in 35+ states.
investment opportunities

Bridge Note Offerings

Palm Coast, FL
This fix-and-flip project with 5 bedrooms in Palm Coast, FL, was funded with a short-term residential rehab loan by private money lender Upright.
Offering
$2,040,000
ARV
70.30%
Term
12m
Charlotte, NC
This fix-and-flip project with NIL bedrooms in Charlotte, NC, was funded with a short-term residential rehab loan by private money lender Upright.
Offering
$2,018,000
ARV
61%
Term
12m
Austin, TX
This fix-and-flip project with NIL bedrooms in Austin, TX, was funded with a short-term residential rehab loan by private money lender Upright.
Offering
$1,351,000
ARV
64.30%
Term
12m

Download Our Information Packet

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Are you an Accredited Investor?

The criteria for accreditation are defined as:

  • A net worth of at least $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person's primary residence), or
  • Earned an income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, or
  • An investment professional in good standing holding the general securities representative license (Series 7), the investment adviser representative license (Series 65), or the private securities offerings representative license (Series 82)