Fix-and-flip lender Fund That Flip closing a deal with a handshake.

Passive Income Investments

Generational wealth starts here. Take control of your investing goals and diversify your portfolio with short-term, high-yield real estate investments. Every deal is vetted by our expert team of experienced underwriters. Our industry-leading transparency means you can invest with confidence. We then bring those short term, first-lien mortgages to investors like you at rates up to 13%. Why invest in real estate?

  • Protection against inflation
  • Better historical performance than equities
  • Passive income opportunities
  • Diversification due to lower correlation to public markets
  • Accredited investors only (see criteria)
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Fix-and-flip lender Fund That Flip closing a deal with a handshake.

Investment Offerings

Upright offers four passive investing opportunities.
Borrower Dependent Note (BDN)
Take total control of your portfolio with individual property investments. $5,000 minimum investment. 3 – 24 month terms.
Residential Bridge Note Fund (RBNF)
Minimal exposure, instant diversification. Fixed interest and repayment. $1,000 minimum investment. 6-, 9-, or 12-month terms.
Pre-Funding Note Fund (PFNF)
One investment, multiple projects. Fixed interest and repayment. $1,000 minimum investment. 3-, 6-, 9-, or 12-month terms.
Horizon Residential Income Fund (HRIF)
Tax-advantaged REIT structure. Short exposure. Instant and revolving diversification. $25,000 minimum investment. Quarterly disbursements.

Why passively invest with Upright?

Up to 13% Returns

We’ve paid our passive investors millions in interest and repaid more than 99% of principal. Since 2014, investors have earned up to 13% returns with principal repayment typically in less than 10 months.

Downside Protection

We pre-fund every deal on our platform with a first-position mortgage that’s secured by a real asset — the property. In the event the project doesn’t go as planned, your passive investment is cushioned by the value of the actual property as well as the borrower’s equity.

Strict Underwriting Criteria

Only about 6%–8% of all projects submitted for funding meet our underwriting criteria. And unlike many other real estate investment platforms, we underwrite and originate all of the loans available to invest in.

Our Team

We’ve been originating loans throughout the U.S. and helping investors earn passive income since 2014. We’re focused on forging long-term relationships with our customers to help them reach their investing goals and create long-lasting wealth. Accredited investors are supported by our Investor Relations team, and developers are supported by local Territory Managers and our team in Cleveland, OH.

Stats to Sweeten The Deal

Upright by the Numbers

$2.6 Billion+ in Loans

to scale businesses and transform communities

35+ States

6,500+ Homes & Rentals

transformed, revitalized, and built throughout the U.S.

8,700+ Jobs Created

by funding real estate investors

Fund That Flip provides fix-and-flip loans in 35+ states.
investment opportunities

Bridge Note Offerings

Charlotte, NC
This fix-and-flip project with NIL bedrooms in Charlotte, NC, was funded with a short-term residential rehab loan by private money lender Upright.
Offering
$2,018,000
ARV
61%
Term
12m
Fort Worth, TX
This fix-and-flip project with 4 bedrooms in Fort Worth, TX, was funded with a short-term residential rehab loan by private money lender Upright.
Offering
$585,000
ARV
63.20%
Term
9m
Dallas. TX
Single-family home with 4 bedrooms and 2 full baths in Dallas, TX. ARV per Upright internal valuation is $370,000. The developers have a track record of residential rehabs, wholesaling, and realtor experience in this market.
Offering
$245,000
ARV
66.20%
Term
9m

Download Our Information Packet

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Are you an Accredited Investor?

The criteria for accreditation are defined as:

  • A net worth of at least $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person's primary residence), or
  • Earned an income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, or
  • An investment professional in good standing holding the general securities representative license (Series 7), the investment adviser representative license (Series 65), or the private securities offerings representative license (Series 82)