Fix-and-flip lender Fund That Flip closing a deal with a handshake.

Real Estate Investing

Invest in real estate online with Upright — the end-to-end crowd real estate investing platform for people on the rise. We work with experienced, professional developers and rehabbers on the best deals in the best real estate markets and every deal is vetted by our expert team of experienced underwriters. We then bring those short term, first-lien mortgages to investors like you at rates up to 13%. Why invest in real estate?

  • Protection against inflation
  • Better historical performance than equities
  • Passive income opportunities
  • Diversification due to lower correlation to public markets
  • Accredited investors only (see criteria)
Sign Up Today
Fix-and-flip lender Fund That Flip closing a deal with a handshake.

Real Estate Investment Offerings

Upright offers four types of real estate investing opportunities.
Borrower Dependent Note (BDN)
Take total control of your portfolio with individual property investments. $5,000 minimum investment. 3 - 24-month terms.
Residential Bridge Note Fund (RBNF)
Minimal exposure, instant diversification. Fixed interest and repayment. $1,000 minimum investment. 6-, 9-, or 12-month terms.
Pre-Funding Note Fund (PFNF)
One investment, multiple projects. Fixed interest and repayment. $1,000 minimum investment. 3-, 6-, 9-, or 12-month terms.
Horizon Residential Income Fund (HRIF)
Tax-advantaged REIT structure. Short exposure. Instant and revolving diversification. $25,000 minimum investment. Quarterly disbursements.

Why invest in real estate with Upright?

11%-13% Returns

We’ve paid our online real estate investors millions in interest and repaid more than 99% of principal. Since 2014, investors have earned up to 13% returns with principal repayment typically in less than 10 months.

Downside Protection

We pre-fund every deal on our platform with a first-position mortgage that’s secured by a real asset — the property. In the event the project doesn’t go as planned, your real estate investment is cushioned by the value of the actual property as well as the borrower’s equity.

Strict Underwriting Criteria

Only about 6%–8% of all projects submitted for funding meet our underwriting criteria. And unlike many other real estate investment platforms, we underwrite and originate all of the loans available to invest in.

Our Team

We’ve been originating loans throughout the U.S. and helping real estate investors earn passive income since 2014. We’re focused on forging long-term relationships with our customers to help them reach their investing goals and create long-lasting wealth. Accredited investors are supported by our Investor Relations team, and developers are supported by local Territory Managers and our team in Cleveland, OH.

Stats to Sweeten The Deal

Upright by the Numbers

$2.6 Billion+ in Loans

to scale businesses and transform communities

35+ States

6,500+ Homes & Rentals

transformed, revitalized, and built throughout the U.S.

8,700+ Jobs Created

by funding real estate investors

Fund That Flip provides fix-and-flip loans in 35+ states.
investment opportunities

Bridge Note Offerings

Durham, NC
This fix-and-flip project with 4 bedrooms in Durham, NC, was funded with a short-term residential rehab loan by private money lender Upright.
Durham, NC
Single-family home with 2 bedrooms, 2 full baths, and 1 half bath in Durham, NC. ARV per Upright internal valuation is $345,000. The developer has a 750+ credit score, and a track record of fix & flips, new construction, and contracting work in this market.
Miami, FL
This fix-and-flip project with 5 bedrooms in Miami, FL, was funded with a short-term residential rehab loan by private money lender Upright.

Download Our Information Packet

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Are you an Accredited Investor?

The criteria for accreditation are defined as:

  • A net worth of at least $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person's primary residence), or
  • Earned an income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, or
  • An investment professional in good standing holding the general securities representative license (Series 7), the investment adviser representative license (Series 65), or the private securities offerings representative license (Series 82)