Invest In Real Estate.
Earn Passive Income.
It's That Simple

Start Investing
1
Sign Up
Sign up and verify as an accredited investor - name, address, email, etc. It’s easy stuff you already know and will take less than five minutes.
2
Transfer Funds
Once verified and approved, you’ll need to transfer funds from your preferred bank account(s) to your Upright wallet. Once funds settle, you’re ready to invest.
3
Make money
Invest in our individual Borrower Dependent Notes, or diversify by investing in one of our funds. Earn up to 13% annual returns either way.

Investment Product Offerings

Upright originates loans for residential rehabs and new construction throughout the U.S. We then offer accredited investors like you the opportunity to purchase fractional shares of those loans as a way to earn passive income.

BDN
When you purchase a share of an individual loan, you’re investing in a high-yield BDN, or borrower dependent note. BDNs let you choose where you invest your money. They offer greater certainty of repayment with a fixed interest rate and maturity date, and an average gross yield of 10.8%.Take control of your portfolio by choosing the projects, borrowers, and regions to invest in.
Borrower Dependent Note
RBNF
A single investment into RBNF lets you instantly diversify into a group of whole loans and fractional mortgages (BDNs) representative of our entire book of business. The fund offers a fixed interest rate and maturity date, and since its inception in 2020, RBNF has paid out 100% of interest and repaid 100% of principal, 100% of the time. Invest in a curated group of loans representative of the larger Upright portfolio.
Residential Bridge Note Fund
PFNF
PFNF invests capital raised via your investment into a prefunding line of credit, which finances every Upright loan and is secured by an actual asset — real estate. Your investment has a fixed maturity date, as well as a fixed interest rate, and since 2020, PFNF has also paid out 100% of interest and repaid 100% of principal, 100% of the time. PFNF’s unique, short duration offers minimal exposure to cultural and economic shifts.
Pre-Funding Note Fund
HRIF
The HRIF offers accredited investors the opportunity to spread a single investment across a managed portfolio of short-term, residential bridge mortgage loans originated and underwritten by Upright. HRIF is designed to provide portfolio diversification, current income with a targeted return of 10%–13%, and the significant tax benefits of a REIT to investors. Fund asset values are expected to be comparable to a typical REIT that purchases 30-year mortgages.
Horizon Residential Income Fund

Stats and Reviews to Sweeten The Deal

$2,636,170,994
Total Origination Volume
$88,937,131
Total Interest Earned by Investors
$958,188,389
Total Interest, Fees, And Principal Returned To Investors
30
Average Number of Investments Per Investor
5,063
Number of Repaid Loans
36
Number of States
99.7%
Total Percentage of Principal Returned
10.8%
Average Gross Yield
$1,309,599,452
Total Invested

How we do things at Upright

smiling client talking with Upright employee
“We have consolidated our business process from multiple spreadsheets and the Google drive to one system, as well as eliminating multiple points/duplicate entries. Real-time visibility into how my projects are performing has been a game changer.”
Robert L.
Developer
“Great investment platform. Strong returns on funds and individual opportunities. Simple to get started and team is very helpful and quick to respond when questions arise.”
Eric G.
Passive Investor
“Used them to fund a large renovation. Love their technology, which makes sign up and underwriting smooth. Very friendly and responsive crew. Definitely worth working with them.”
Andy M.
Developer