Growing your real estate business requires competitive interest rates, attractive loan-to-value ratios, and first-class service. We focus on all three to help you succeed.
Apply today and get a loan commitment in about 24 hours.
We fund your project in as few as 7-10 days.
Up to 85% LTC and 70% ARV. More leverage allows you to do more deals and grow your business faster. Our broad sources of capital and discretionary underwriting allows us to get you the leverage you need to grow your business.
Our rates start at 9.99%, and we never lose a good deal to rate. As a direct lender with discretionary capital, you're dealing directly with the decision makers. Our capital markets team works tirelessly to ensure our clients receive the most competitive rates.
We do have the capability to fund 100% of the construction costs. Similar to other funding mechanisms, we'll likely hold a percentage of these construction funds in escrow and release them as project milestones are met, subject to inspection.
Simple — enter a few details and we’ll connect you with a Sales Development Representative.
We’ll let you know within 24 hours. Answer a few questions here, then be on the lookout for calls, texts, and emails from us.
Log in to your dashboard to check the status of your application, or reach out to the SDR or Account Executive who contacted you.
We start by looking at your qualifications. We partner with professional developers with a track record of success.
You should have 4+ successful projects under your belt and a network of contractors, legal professionals, and real estate agents. Once you are prequalified, we look at each project on its own merit, but this is generally what we are looking for:
More is better, and all of this information can be easily uploaded through your dashboard.
Maintaining and growing a network of private lenders is time consuming and inefficient. Furthermore, your network has limited capacity and may not always be able to fund your next great project. Working with Upright provides you with a number of advantages:
We’re the best of both. While we have formalized underwriting processes and procedures akin to a hard money lender, the capital we deploy comes from the 'crowd,' which is more in-line with a group of private lenders. As you develop online relationships with our network of private lenders, it is possible that your projects start to see similar economics provided by friendly private lenders.
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