Types of Projects |
Single-family home, 2-4 family properties, 5+ multi-family, townhouses and condos |
Max Term |
Up to 15 months |
Details |
Interest-only loan, first position |
Loan Amount |
$50K+ |
Loan to Cost (LTC) |
Up to 90% |
Construction Costs |
Sell, Rent + Sell, Rent + Refi Out |
Exit Strategy |
Sell, Rent + Sell, Rent + Refi Out |
States |
Currently lending in 35 states (see map below). |
Stabilized Bridge Loans Simplified
Best For:
- Luxury Product or Multi-Parcel
- Lowest Rates
- Maximum Leverage
- Flexible Closing Dates
- Full Appraisal
- DSCR Transition Plan
- 24/7 Access Borrower Portal
- 75% AIV
- Rate: 9.375%
- Origination: 1.5%
Best For:
- Clear Exit Strategy to Sale or DSCR
- Fast Closings
- Minimizing Cash at Close
- Competitive Rates and Leverage
- No 3rd Party Appraisal
- DSCR Transition Plan
- 24/7 Access Borrower Portal
- 75% AIV
- Rate: 9.875%
- Origination: 1.5% Upfront or 2.5% at Payoff
How is a Stabilized Bridge Loan Different Than Other Hard Money Loans?
A Stabilized Bridge loan is designed for projects that don't require any meaningful improvements during the term of the loan. Borrowers may benefit from this type of loan after completing a renovation prior to completing the sale or long-term refinancing of the property.
Who Do We Work With?

Frequently Asked Questions
These loans are designed for projects that don't require any meaningful improvements during the term of the loan. Borrowers often use this type of loan for additional time to complete a sale or refinance of the property. These loans can be particularly useful for borrowers who want to keep their options open, particularly where there is a good amount of equity in the property.
We are primarily underwriting and funding the loan based on the current value of the property. Depending on the property and loan product, we will determine value either through an appraisal or by leveraging our internal valuation tools.