| Types of Projects | Single-family home, 2-4 family properties, townhouses, and condos |
| Max Term | Up to 15 months |
| Details | Interest-only loan, first position |
| Loan Amount | $100K+ |
| Loan to Cost (LTC) | Up to 85% |
| Construction Costs | Up to 100% |
| Exit Strategy | Sell, Rent + Sell, Rent + Refi Out |
| States | Currently lending in 35 states (see map below). |
| Types of Projects |
| Single-family home, 2-4 family properties, 5+ multi-family, townhouses and condos |
| Max Term |
| Up to 15 months |
| Details |
| Interest-only loan, first position |
| Loan Amount |
| $50K+ |
| Loan to Cost (LTC) |
| Up to 90% |
| Construction Costs |
| Sell, Rent + Sell, Rent + Refi Out |
| Exit Strategy |
| Sell, Rent + Sell, Rent + Refi Out |
| States |
| Currently lending in 35 states (see map below). |
How is a Portfolio Loan Different Than Other Hard Money Loans?
A portfolio loan allows the buyer to purchase multiple properties for their real estate business. This could be a single hard money loan or a series of loans depending on the deal offered. Projects could be rehabs or new construction or a mix of both.
Unlike the well-known FHA 203K rehab loans, a hard money rehab loan cannot be used for an owner-occupied property.
Who Do We Work With?
Frequently Asked Questions
Portfolio loans allow borrowers to purchase multiple properties. This could be a single hard money loan or multiple loans depending on the situation. Approval is most dependent on the borrower’s overall financial health.
Once you submit your initial application, you’ll provide us with information about your financial situation, including your income, debts, and assets. We will run a credit check as well as check your real estate investing history before approving the loan (or series of loans).