Hard Money Loans for
Single-Family Home Rehabs

Short-term, interest-only bridge loans to rehab, redevelop, or fix-and-flip single-family homes. Rehab and redevelopment of single-family homes is where we started, so we know these projects and their needs better than anyone. That’s why we offer flexible terms, competitive rates, and the fastest closing in the hard money industry.

What is a single-family home?

A single-family home is a free-standing residential building where the owner owns both the building and the land it sits on. Single-family homes cannot share a kitchen, utilities, or HVAC systems with any other buildings. They have private entrances and exits and direct access to a street. Single-family homes are designed to accommodate one family or group of individuals in a single dwelling.

modern farmhouse fix and flip located in north carolina

Single-Family Rehab Overview

With great experience comes great rates and flexible terms. Submit your deal and we'll be in touch to talk details as soon as 24 hours.

Max TermUp to 15 Months
DetailsInterest-only loan, first position
Loan Amount$50K+
Loan to Cost (LTC)Up to 90%
Exit StrategySell, Rent + Sell, Rent + Refi Out
StatesCurrently Lending in 35 States
Max Term
Up to 15 Months
Details
Interest-only loan, first position
Loan Amount
$50K+
Loan to Cost (LTC)
Up to 90%
Exit Strategy
Sell, Rent + Sell, Rent + Refi Out
States
Currently Lending in 35 States
UPRIGHT Rehab loans

How is a Rehab Loan Different Than Other Hard Money Loans?

A rehab loan is a short-term, hard money loan that covers a significant portion of the cost to purchase as well as repair or improve a property, versus a construction loan which is used for all costs associated to build the property.

Unlike the well-known FHA 203K rehab loans, a hard money rehab loan cannot be used for an owner-occupied property.

Single Family
Duplex, Triplex, or Quadplex
Condos and Townhomes
Multi Family (5+)

Who Do We Work With?

Upright works with experienced, professional redevelopers and rehabbers with the best deals in the best real estate markets. You’ve got a business to grow, and we’re not looking to mess around.
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Looking to scale your business
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4 completed and repaid deals in the past 24 months
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Cash on-hand for the down payment and closing
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VIPs looking for great rates
Stats to Sweeten The Deal

Upright by the Numbers

$2.6 Billion+ in Loans

to scale businesses and transform communities

35+ States

6,500+ Homes & Rentals

transformed, revitalized, and built throughout the U.S.

8,700+ Jobs Created

by funding real estate investors

Fund That Flip provides fix-and-flip loans in 35+ states.

Why get a hard money loan with Upright?

As you’ve probably already experienced, maintaining and growing a network of private lenders is time-consuming and inefficient — and that network has limited finances. Give your business the advantage by working with Upright.

people shaking hands with folder of collateral and termsheets

Reliable Financing

We’re a direct hard money lender with a diverse capital stack — which means we can fund your project, we can fund it fast, and we can continue funding it as each project progresses.

happy client talking with Upright territory manager

Local Team

When was the last time your lender visited your jobsite? We have Territory Managers and Regional Sales Directors throughout the U.S. — many who invest in real estate themselves.

Upright employee and client overlooking downtown Pittsburgh discussing expansion plans

Scalability

With private lenders, you can take on only as many projects as your network can finance. With us, bring us the good deals, and we’ll fund them. Many of our borrower partners double their completed projects when they start working with us.

man answering a support call available 24/7

24/7 Support

Beyond our local teams, we have an entire in-house team dedicated to you and your business. We guide you through every step of the loan process, close faster than anyone in the industry, and make sure your draws are fast and accurate.

Upright Loans

Frequently Asked Questions

What is a single-family home?

A single-family home is a free-standing residential building where the owner owns both the building and the land it sits on. Single-family homes cannot share a kitchen, utilities or HVAC systems with any other buildings. They have private entrances and exits and direct access to a street. Single-family homes are designed to accommodate one family or group of individuals in a single dwelling.

Scale With Confidence

Check out the resources below to learn more about how Fund That Flip does business, and how we support our borrower partners in growing their businesses.

upright real estate investing customer testimonialsupright real estate investing unscripted podcast episodes